Insurance to financially protect a person and their vehicle after a traffic accident. If your car is damaged in an accident, the physical damage coverage will cover the cost, minus your deductible, to bring your vehicle back to the same condition it was in before the accident.
Most people purchase boat insurance for the liability. If your boat causes an accident on the water, your boaters insurance will cover the liability. You may also purchase physical damage to cover the cost of repairs an accident may cause.
This is similar to a homeowner policy. The insurance covers the structure, as well as liability.
Covers you for liability and physical damage for many different types of motorcycles. This insurance is required for New York state.
Covers several kinds of vehicles/motorhomes, motor coaches, camper vans and travel trailers, including campers, pop-ups, fifth wheels and toy haulers. RV insurance has several levels of coverage to protect your travel companions and valuables.